ERC-3643 · M-Pesa · 11 chains

Tokenize Real-World
Assets On-Chain

The compliant infrastructure for issuing, distributing, and trading security tokens. ERC-3643 enforcement enforced in _update() — not the application layer. From Nairobi to New York.

ERC-3643 Certified· KYC / KYB / KYT· M-Pesa Ready
Camden Yards REIT
Real Estate · Ethereum
Open
Token Price$105.60
Target Raise$2,400,000
Min. Investment$500
$1,872,000 raised78%
247 investors · KYC required
ERC-3643
Recent activity
0x4f2a…8c1d
Subscribed$5,000
0x7b91…3e44
Subscribed$12,500
0x1c38…f9a2
KYC passed
11
Blockchains
EVM + Solana + Aptos + Hedera
9
Lifecycle Steps
End-to-end pipeline
6
Asset Classes
Real estate to fixed income
100%
Compliance-First
ERC-3643 enforced on-chain
Scroll
Ethereum
Base
Polygon
Avalanche
Optimism
Hedera
Solana
Aptos
Ethereum
Base
Polygon
Avalanche
Optimism
Hedera
Solana
Aptos
ERC-3643 Certified
KYC / KYB / KYT
M-Pesa Ready
Platform

Infrastructure for regulated markets

Protocol-Level Compliance

Compliance isn't middleware. It's baked into _update() — the EVM hook called on every token transfer. Every whitelist check, every freeze check, every time — without exception.

// ERC-3643 T-REX: enforced in _update()
function _update(address from, to, uint256 amount)
internal override {
require(
identityRegistry.isVerified(to)
&& !frozenTokens[from],
"T-REX: compliance check failed"
);
super._update(from, to, amount);
}
Multichain
11
Supported blockchain networks. One offering can deploy to multiple chains simultaneously.
EthereumBasePolygonAvalancheOptimismHedera+5 more
Built-in ATS

Price-time priority order book in Rust (zero GC). Limit, market, stop, IOC, and TWAP orders. Atomic on-chain settlement via ATSSettlement.sol.

106.2040.00
105.8060.00
105.60 ▲
105.4035.00
105.2022.00
M-Pesa Payments

STK Push integration — investors subscribe and pay directly from their M-Pesa wallet. No crypto required to start investing.

M-Pesa STK Push
Paybill: 400200 · Ref: INV-8821
Amount: KES 52,000
Awaiting confirmation…
Complete Lifecycle

9 orchestrated steps from deal origination through redemption — managed by Temporal workflows with automatic retry and audit logging.

1
Origination
2
KYC Gate
3
Minting
4
Cap Table
5
ATS Trading
6
Redemption
Token Lifecycle

From deal to liquidity in 9 steps

A complete end-to-end pipeline — off-chain compliance gates feeding into immutable on-chain settlement.

01

Deal Origination

Off-chain

Issuer structures the asset and defines offering parameters

02

Offering Configuration

Off-chain

Select chain, token economics, fees, compliance rules

03

Subscription

Off-chain

Investors commit capital through the platform portal

04

KYC / Whitelisting

On-chain

Identity verified, wallets approved on-chain via ERC-3643

05

Investment

On-chain

Funds held in escrow pending minting confirmation

06

Minting

On-chain

Tokens created on-chain; capital released to issuer

07

Cap Table

On-chain

On-chain ownership registry updated atomically

08

Secondary Trading

On-chain

ATS order book: price-time priority, atomic settlement

09

Redemption / Burn

On-chain

Tokens destroyed; investor receives payment

Roles

Built for every stakeholder

One platform, seven distinct roles — each with dedicated dashboards, permissions, and workflows. No shared admin panels.

FUND MANAGER / ISSUER

Raise capital. Manage distributions.

  • Configure offering: chain, fees, compliance rules, M-Pesa paybill
  • Submit for compliance review and super admin approval
  • Monitor subscriptions and cap table in real time
  • Trigger dividends to all token holders in one transaction
  • Initiate redemptions with automated burn + payment release
INVESTOR

Invest in any asset, from anywhere.

  • KYC / accredited investor check — once, valid across all offerings
  • Connect your self-custody wallet or use a hosted wallet
  • Pay via crypto, stablecoin, or M-Pesa STK Push
  • Trade tokens on the built-in Alternative Trading System
  • Redeem on demand — tokens burned, payment released instantly
COMPLIANCE OFFICER / TRANSFER AGENT

Control the compliance layer.

  • Review KYC / KYB via Sumsub integration with audit trail
  • Approve investor wallets for on-chain ERC-3643 whitelisting
  • Freeze / unfreeze / force-transfer tokens at any time
  • Generate Reg D, cap table, and transfer ledger reports
  • Write compliance rules as CEL expressions — no redeployment
Compliance-First

Protocol-level
security

Compliance isn't a wrapper on top of plain ERC-20. It's enforced in the smart contract's _update() hook — every transfer, every time, without exception.

  • Whitelist check: both sender and receiver must be on-chain verified
  • Freeze check: frozen addresses cannot send or receive
  • Partial freeze: lock a portion while leaving the rest transferable
  • Compliance modules: pluggable rules (country restrictions, volume limits)
  • Force transfer: regulatory override only — Transfer Agent role required
  • PEP / sanctions screening gate — blocked investors cannot be whitelisted

ERC-3643 / T-REX

Industry-standard permissioned security token. Whitelist enforcement at the protocol layer — no application workaround possible.

KYC / KYB / KYT

Identity, business, and transaction screening at every touchpoint. Sumsub integration + on-chain KYT monitoring via Trustformer.

Multi-Jurisdiction

Country restriction modules enforce geographic compliance rules directly in the smart contract. 11 supported networks.

Immutable Audit Log

Every approval, whitelist decision, mint, burn, and force transfer written to an append-only audit.events table. UPDATE and DELETE revoked at the database level.

🇰🇪
Kenya
M-Pesa STK Push — invest directly from your phone in KES
🇺🇬
Uganda
Mobile Money integration, UGX pricing display
🇹🇿
Tanzania
Tanzanian Shilling pricing, Swahili UI available
🇷🇼
Rwanda
RWF support, Celo low-fee blockchain connectivity
Investment flow
KYC via phoneM-Pesa STK PushTokens mintedTrade on ATS
East Africa & Global South

Invest from anywhere
including here

Most tokenization platforms assume a US or EU investor with a MetaMask wallet. Token-x is built for the world — including East Africa's 300M+ mobile money users.

  • M-Pesa STK Push — pay from your phone, no crypto wallet required to start
  • Celo blockchain — purpose-built for mobile, sub-cent fees
  • Swahili language support across investor-facing flows
  • Local currency pricing: KES, UGX, TZS, RWF
  • Low minimum investments configurable per offering
  • Auditor, regulator ref, and company reg number on every offering
Multichain

Deploy on any chain

One offering, multiple blockchains. Smart contracts and identity registries are per-chain — the platform handles address management automatically.

E
Ethereum
B
Base
P
Polygon
A
Avalanche
O
Optimism
H
Hedera
S
Solana
A
Aptos

+ Provenance, Celo, Ripple, and more in configuration

ORDER BOOK — CAMDEN-USDC
LIVE
PRICE (USDC)QTY
106.5025.00
106.2040.00
106.0018.00
105.8060.00
Last: 105.60 · spread 0.19%
105.6080.00
105.4035.00
105.2022.00
105.0050.00
Time & Sales
14:32:11105.6012.00
14:31:55105.4030.00
14:31:22105.808.00
Secondary Market

Built-in ATS trading

An Alternative Trading System with price-time priority order matching is built into the platform. Investors can trade security tokens between whitelisted wallets — settlement is atomic on-chain.

  • Rust engine with BTreeMap order book — zero GC pauses
  • Limit, market, stop, IOC, FOK, and TWAP orders
  • Pre-trade compliance check: KYC, sanctions, lockup, balance
  • Atomic on-chain settlement via ATSSettlement.sol
  • Real-time WebSocket order book streaming
  • KYT monitoring on every settlement transaction
Token Benefits

Ownership beyond returns

Token-x supports configurable privilege tiers — issuers can grant token holders real-world benefits that update automatically as holdings change.

  • Hotel / hospitality: discounts and complimentary nights for early investors
  • Property access: priority booking and private investor events
  • Corporate actions: governance voting rights proportional to holdings
  • Proof via on-chain balance — verified by QR challenge/sign in seconds
  • Tiers recalculate automatically as tokens are traded on the ATS
Bronze
10+ tokens
5% property booking discountQuarterly investor newsletter first
Silver
100+ tokens
10% discount + priority check-inAnnual report preview access
Gold
500+ tokens
One complimentary night / yearBoard observer rightsPrivate investor events
Tx

Start tokenizing today

Built for regulated markets. ERC-3643 security tokens for every asset class — from Nairobi commercial real estate to New York private debt.

Built by Datacraft Ltd (Nyimbi Odero) · ERC-3643 · T-REX Protocol